I just got my new 06' Sportster non-SCIC standard boat and ended up at $15,083.00 out the door tax included. I was told that insurance was not required on the 6.99% special finance deal but, I am thinking that I would have to be an idiot not too have some type of loss protection. I am lost to the different options on insurance for boats and need advice. I have 100/300/100 on my autos with $1,000 deductibles and by going that same route on the boat with medical payments and uninsured boater, it will run $297.00 a year. This don't seem too bad for all of the coverage I would have.
Please let me know if this seems to be "over-insured" or should I look at other policies. Does the price seem fair as well? I doo remember that I had Progressive on two new 2003 RX DI watercrafts and it was just over $500.00 a year for the pair back then. All of your thoughts and advice is appreciated. Later,LB
sprtstr06
Member Since 19 Jun 2006Offline Last Active Feb 19 2007 09:01 AM