12 replies to this topic

[Tim]

I was just wondering what the Insurance costs were around the country..... I just got my insurance policy and mine was $266.00 per year for $28,000.00 worth of Insurance and $300,000.00 Liability....

Does this sound reasonable or high?

Tim

[cAn'T sWim]

Sounds very reasonable to me. I pay approx. $650/year on a 2003 Speedster. I can't remember how much liabilty is on there.

If you figure what you are oding with a Boat like this and what kinda trouble you might be able to get into. Then I think its a steal especially considering what you pay for other types of Rec. vehicles

[tiggerman]

I pay $300 a year on my 97......

[Kevin Leclair]

I pay $491.40 a year for my 2000 Speedster.

[smorgan]

I pay $491.40 a year for my 2000 Speedster.

Just under 300 for a 2000 Speedsta. As for other rec veh- 208/yr for a 2003 32' Jayco camper, $97/yr on my wifes 99 Skidoo Formula, 168/yr on my 2003 Skidoo race sled & 60/yr on my 2001 Yamaha Wolverine 4 wheeler, plus a whole 7/year to add my enclosed trailer I tow the sleds in. All these are fully covered, 300k liability. But I also have a 2 mill umbrella policy.. I think I could lowert the liability with that I need to call. BTW this is with State Farm & they have all my cars & my house....
Sean

[Kevin Leclair]

Who do you have insurance through getting it at that price for your 2000 Speedster?

[smorgan]

Who do you have insurance through getting it at that price for your 2000 Speedster?

State Farm.. 297/yr

[Kevin Leclair]

What is your coverage like, I need to check on this because it could save me quite a bit of money.

[smorgan]

What is your coverage like, I need to check on this because it could save me quite a bit of money.

Pretty good, it covers all the norm water sports etc.... insured for 11k. I got a dics for baters safey course & prev owner

[Tim]

Who do you have insurance through getting it at that price for your 2000 Speedster?

State Farm.. 297/yr

I have State Farm also. I have noticed that when I moved from Georgia to Michigan, my boat and motorcycle insurance both became much cheaper. I think this may be due to the fact that our boating and motorcycle seasons are only 4 or 5 months, versus the 12 months of usage that I had in Georgia.

SMorgan, How did you get race insurance on your sled. All the Agents around here said that there is no insurance available for race sleds... I live in Northern Michigan and I build Pro-Stock Drag Sleds. Where are you located?

Tim

[smorgan]

Who do you have insurance through getting it at that price for your 2000 Speedster?

State Farm.. 297/yr

I have State Farm also. I have noticed that when I moved from Georgia to Michigan, my boat and motorcycle insurance both became much cheaper. I think this may be due to the fact that our boating and motorcycle seasons are only 4 or 5 months, versus the 12 months of usage that I had in Georgia.

SMorgan, How did you get race insurance on your sled. All the Agents around here said that there is no insurance available for race sleds... I live in Northern Michigan and I build Pro-Stock Drag Sleds. Where are you located?

Tim

Hey Tim Im in SEPA, not far north of Philadelphia... There are a ton of sleds around here so I cant say they dont insure many sled???? Its the factory racer.. MXZX440lc,& thats how I have it insured, not as a std MXZ. My buddys got a yammi set up for grassdrags but he has it insured as a stocker. Also could be Im not a pro snow crosser racing every weekend.

[Tim]

Who do you have insurance through getting it at that price for your 2000 Speedster?

State Farm.. 297/yr

I have State Farm also. I have noticed that when I moved from Georgia to Michigan, my boat and motorcycle insurance both became much cheaper. I think this may be due to the fact that our boating and motorcycle seasons are only 4 or 5 months, versus the 12 months of usage that I had in Georgia.

SMorgan, How did you get race insurance on your sled. All the Agents around here said that there is no insurance available for race sleds... I live in Northern Michigan and I build Pro-Stock Drag Sleds. Where are you located?

Tim

Hey Tim Im in SEPA, not far north of Philadelphia... There are a ton of sleds around here so I cant say they dont insure many sled???? Its the factory racer.. MXZX440lc,& thats how I have it insured, not as a std MXZ. My buddys got a yammi set up for grassdrags but he has it insured as a stocker. Also could be Im not a pro snow crosser racing every weekend.

Here is a picture of one of my Drag Sleds... The new motor is right at 270 HP... It should run 660' or 1/8 mile in 5.0 seconds on the Ice. Speeds in 660' should be right a 130 MPH...

Now I am building these sleds for 1/4 mile Asphault Racing (Bracket Racing). One sled is being sent ot Florida and one to Puerto Rico... Race your buddies Muscle Car with a Snowmobile Rocketship on the blacktop!! It's a Rush!!

Tim

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[secord]

Tim:

I will check and see what I pay, as I too am in Michigan. I have all of the boats, etc insured on the homeowners insurance as I found that it is much cheaper that way.

Frank